{
  "type": "excalidraw",
  "version": 2,
  "source": "http://127.0.0.1:57207",
  "elements": [
    {
      "id": "05-raincloud-materials-diagrams-ux-021",
      "type": "text",
      "x": 0,
      "y": 0,
      "width": 601.9797973632812,
      "height": 37.5,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 0,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a0",
      "roundness": null,
      "seed": 246809099,
      "version": 2,
      "versionNonce": 1469500159,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558304,
      "link": null,
      "locked": false,
      "text": "An annualized rate is not a cash return",
      "fontSize": 30,
      "fontFamily": 1,
      "textAlign": "left",
      "verticalAlign": "top",
      "containerId": null,
      "originalText": "An annualized rate is not a cash return",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-022",
      "type": "text",
      "x": 0,
      "y": 52,
      "width": 570.7395629882812,
      "height": 25,
      "angle": 0,
      "strokeColor": "#56616d",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 0,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a1",
      "roundness": null,
      "seed": 67211103,
      "version": 2,
      "versionNonce": 709798001,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558304,
      "link": null,
      "locked": false,
      "text": "The current instrument compares observations of a rate.",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "left",
      "verticalAlign": "top",
      "containerId": null,
      "originalText": "The current instrument compares observations of a rate.",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-023",
      "type": "rectangle",
      "x": 0,
      "y": 140,
      "width": 300,
      "height": 120,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "#ffffff",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a2",
      "roundness": {
        "type": 3
      },
      "seed": 94523028,
      "version": 4,
      "versionNonce": 273363025,
      "isDeleted": false,
      "boundElements": [
        {
          "type": "text",
          "id": "QT6tAZ_uuZeOs6ZVN_XAr"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-029",
          "type": "arrow"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0211",
          "type": "arrow"
        }
      ],
      "updated": 1791006558304,
      "link": null,
      "locked": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-024",
      "type": "rectangle",
      "x": 420,
      "y": 140,
      "width": 300,
      "height": 120,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "#ffffff",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a3",
      "roundness": {
        "type": 3
      },
      "seed": 104518499,
      "version": 4,
      "versionNonce": 1928290449,
      "isDeleted": false,
      "boundElements": [
        {
          "type": "text",
          "id": "U8gEo6UQf8s6dvuZItu-n"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-029",
          "type": "arrow"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0210",
          "type": "arrow"
        }
      ],
      "updated": 1791006558304,
      "link": null,
      "locked": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-025",
      "type": "rectangle",
      "x": 840,
      "y": 140,
      "width": 300,
      "height": 120,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "#ffffff",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a4",
      "roundness": {
        "type": 3
      },
      "seed": 126340294,
      "version": 4,
      "versionNonce": 1297874897,
      "isDeleted": false,
      "boundElements": [
        {
          "type": "text",
          "id": "tGT-GMKKth0jkh8VuNdGx"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0210",
          "type": "arrow"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0213",
          "type": "arrow"
        }
      ],
      "updated": 1791006558305,
      "link": null,
      "locked": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-026",
      "type": "rectangle",
      "x": 0,
      "y": 380,
      "width": 300,
      "height": 120,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "#ffffff",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a5",
      "roundness": {
        "type": 3
      },
      "seed": 42039605,
      "version": 4,
      "versionNonce": 1766199313,
      "isDeleted": false,
      "boundElements": [
        {
          "type": "text",
          "id": "ROksoJoyvomobGtOVsOl-"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0211",
          "type": "arrow"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0212",
          "type": "arrow"
        }
      ],
      "updated": 1791006558305,
      "link": null,
      "locked": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-027",
      "type": "rectangle",
      "x": 420,
      "y": 380,
      "width": 300,
      "height": 120,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "#ffffff",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a6",
      "roundness": {
        "type": 3
      },
      "seed": 244946402,
      "version": 3,
      "versionNonce": 789308913,
      "isDeleted": false,
      "boundElements": [
        {
          "type": "text",
          "id": "h22bP47NM73XLNqwbmGwf"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0212",
          "type": "arrow"
        }
      ],
      "updated": 1791006558305,
      "link": null,
      "locked": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-028",
      "type": "rectangle",
      "x": 840,
      "y": 380,
      "width": 300,
      "height": 120,
      "angle": 0,
      "strokeColor": "#b85e00",
      "backgroundColor": "#e7edf6",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a7",
      "roundness": {
        "type": 3
      },
      "seed": 77146276,
      "version": 3,
      "versionNonce": 1112399281,
      "isDeleted": false,
      "boundElements": [
        {
          "type": "text",
          "id": "dJ5UBoPRbpOp54dzQPqxy"
        },
        {
          "id": "05-raincloud-materials-diagrams-ux-0213",
          "type": "arrow"
        }
      ],
      "updated": 1791006558305,
      "link": null,
      "locked": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-029",
      "type": "arrow",
      "x": 304.5,
      "y": 200,
      "width": 111,
      "height": 0,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a8",
      "roundness": null,
      "seed": 45474035,
      "version": 4,
      "versionNonce": 1377652927,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558304,
      "link": null,
      "locked": false,
      "points": [
        [
          0,
          0
        ],
        [
          111,
          0
        ]
      ],
      "lastCommittedPoint": null,
      "startBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-023",
        "focus": 0,
        "gap": 4
      },
      "endBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-024",
        "focus": 0,
        "gap": 4
      },
      "startArrowhead": null,
      "endArrowhead": "arrow",
      "elbowed": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-0210",
      "type": "arrow",
      "x": 724.5,
      "y": 200,
      "width": 111,
      "height": 0,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "a9",
      "roundness": null,
      "seed": 220879880,
      "version": 4,
      "versionNonce": 2124508415,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558304,
      "link": null,
      "locked": false,
      "points": [
        [
          0,
          0
        ],
        [
          111,
          0
        ]
      ],
      "lastCommittedPoint": null,
      "startBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-024",
        "focus": 0,
        "gap": 4
      },
      "endBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-025",
        "focus": 0,
        "gap": 4
      },
      "startArrowhead": null,
      "endArrowhead": "arrow",
      "elbowed": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-0211",
      "type": "arrow",
      "x": 150,
      "y": 264.5,
      "width": 0,
      "height": 111,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "dashed",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aA",
      "roundness": null,
      "seed": 150365967,
      "version": 4,
      "versionNonce": 1367046463,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "points": [
        [
          0,
          0
        ],
        [
          0,
          111
        ]
      ],
      "lastCommittedPoint": null,
      "startBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-023",
        "focus": 0,
        "gap": 4
      },
      "endBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-026",
        "focus": 0,
        "gap": 4
      },
      "startArrowhead": null,
      "endArrowhead": "arrow",
      "elbowed": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-0212",
      "type": "arrow",
      "x": 304.5,
      "y": 440,
      "width": 111,
      "height": 0,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "dashed",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aB",
      "roundness": null,
      "seed": 86671846,
      "version": 4,
      "versionNonce": 1106212223,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "points": [
        [
          0,
          0
        ],
        [
          111,
          0
        ]
      ],
      "lastCommittedPoint": null,
      "startBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-026",
        "focus": 0,
        "gap": 4
      },
      "endBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-027",
        "focus": 0,
        "gap": 4
      },
      "startArrowhead": null,
      "endArrowhead": "arrow",
      "elbowed": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-0213",
      "type": "arrow",
      "x": 990,
      "y": 264.5,
      "width": 0,
      "height": 111,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aC",
      "roundness": null,
      "seed": 100455370,
      "version": 4,
      "versionNonce": 1178689983,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "points": [
        [
          0,
          0
        ],
        [
          0,
          111
        ]
      ],
      "lastCommittedPoint": null,
      "startBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-025",
        "focus": 0,
        "gap": 4
      },
      "endBinding": {
        "elementId": "05-raincloud-materials-diagrams-ux-028",
        "focus": 0,
        "gap": 4
      },
      "startArrowhead": null,
      "endArrowhead": "arrow",
      "elbowed": false
    },
    {
      "id": "05-raincloud-materials-diagrams-ux-0214",
      "type": "text",
      "x": 0,
      "y": 620,
      "width": 698.615478515625,
      "height": 22.5,
      "angle": 0,
      "strokeColor": "#56616d",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 1.5,
      "strokeStyle": "solid",
      "roughness": 0,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aD",
      "roundness": null,
      "seed": 24229044,
      "version": 2,
      "versionNonce": 1633410993,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558304,
      "link": null,
      "locked": false,
      "text": "Reading key: follow the arrows; open case evidence before recording a decision.",
      "fontSize": 18,
      "fontFamily": 1,
      "textAlign": "left",
      "verticalAlign": "top",
      "containerId": null,
      "originalText": "Reading key: follow the arrows; open case evidence before recording a decision.",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "QT6tAZ_uuZeOs6ZVN_XAr",
      "type": "text",
      "x": 9.400115966796875,
      "y": 187.5,
      "width": 281.19976806640625,
      "height": 25,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 2,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aE",
      "roundness": null,
      "seed": 1519906783,
      "version": 3,
      "versionNonce": 944558559,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "text": "Daily annualized APY quotes",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "center",
      "verticalAlign": "middle",
      "containerId": "05-raincloud-materials-diagrams-ux-023",
      "originalText": "Daily annualized APY quotes",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "U8gEo6UQf8s6dvuZItu-n",
      "type": "text",
      "x": 437.92010498046875,
      "y": 187.5,
      "width": 264.1597900390625,
      "height": 25,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 2,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aF",
      "roundness": null,
      "seed": 988584959,
      "version": 3,
      "versionNonce": 1560870801,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "text": "30-day arithmetic average",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "center",
      "verticalAlign": "middle",
      "containerId": "05-raincloud-materials-diagrams-ux-024",
      "originalText": "30-day arithmetic average",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "tGT-GMKKth0jkh8VuNdGx",
      "type": "text",
      "x": 870.740104675293,
      "y": 187.5,
      "width": 238.51979064941406,
      "height": 25,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 2,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aG",
      "roundness": null,
      "seed": 1612104735,
      "version": 3,
      "versionNonce": 330644991,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "text": "Compare rate variability",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "center",
      "verticalAlign": "middle",
      "containerId": "05-raincloud-materials-diagrams-ux-025",
      "originalText": "Compare rate variability",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "ROksoJoyvomobGtOVsOl-",
      "type": "text",
      "x": 61.680084228515625,
      "y": 427.5,
      "width": 176.63983154296875,
      "height": 25,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 2,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aH",
      "roundness": null,
      "seed": 168224831,
      "version": 3,
      "versionNonce": 465888625,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "text": "Cash-return model",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "center",
      "verticalAlign": "middle",
      "containerId": "05-raincloud-materials-diagrams-ux-026",
      "originalText": "Cash-return model",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "h22bP47NM73XLNqwbmGwf",
      "type": "text",
      "x": 432.93011474609375,
      "y": 415,
      "width": 274.1397705078125,
      "height": 50,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 2,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aI",
      "roundness": null,
      "seed": 647858271,
      "version": 3,
      "versionNonce": 461055519,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "text": "Compounding, fees and flows\nrequired",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "center",
      "verticalAlign": "middle",
      "containerId": "05-raincloud-materials-diagrams-ux-027",
      "originalText": "Compounding, fees and flows\nrequired",
      "autoResize": true,
      "lineHeight": 1.25
    },
    {
      "id": "dJ5UBoPRbpOp54dzQPqxy",
      "type": "text",
      "x": 874.5001220703125,
      "y": 427.5,
      "width": 230.999755859375,
      "height": 25,
      "angle": 0,
      "strokeColor": "#202020",
      "backgroundColor": "transparent",
      "fillStyle": "solid",
      "strokeWidth": 2,
      "strokeStyle": "solid",
      "roughness": 1,
      "opacity": 100,
      "groupIds": [],
      "frameId": null,
      "index": "aJ",
      "roundness": null,
      "seed": 329983103,
      "version": 3,
      "versionNonce": 1237913425,
      "isDeleted": false,
      "boundElements": [],
      "updated": 1791006558305,
      "link": null,
      "locked": false,
      "text": "Check sufficient history",
      "fontSize": 20,
      "fontFamily": 1,
      "textAlign": "center",
      "verticalAlign": "middle",
      "containerId": "05-raincloud-materials-diagrams-ux-028",
      "originalText": "Check sufficient history",
      "autoResize": true,
      "lineHeight": 1.25
    }
  ],
  "appState": {
    "viewBackgroundColor": "#ffffff"
  },
  "files": {}
}